PersonalLoans.com provides an easy and convenient way for consumers to be connected with a personal loan through network of lenders and lending partners. The online service can enable you to get a loan of between $1,000 and $35,000, right from your home or office, or even on the go through your mobile device. PersonalLoans.com helps people looking to borrow for any number of reasons, whether it be for a home improvement project, a family vacation, debt consolidation, auto repair, medical expense, or anything else.
If successfully connected and approved, you can receive your funds in as soon as one business day. You will then have anywhere from 6 to 72 months in which to repay your loan, depending on the terms of the loan agreement. The APR for loans in the personal loan network varies, with many providers offering rates between 5.99% and 35.99%.
Products : Personal Loans
- Peer To Peer Loans
- Personal Installment Loans
- Bank Personal Loan
Advantages :
- As a proud member of the Online Lenders Alliance (OLA), Personal Loans is serious about protecting your personal information. The OLA consumer hotline is a key consumer resource, for questions on lending or reporting possible occurrences of fraud.
Requirements :
- Age/ID/Residency Status - You must be 18 or older to be eligible for a personal loan. You must also have a valid Social Security number, and be a legal U.S. citizen or permanent resident.
- Income - In order to ensure that you will be able to repay a loan, you must either have full-time employment, be self-employed, or receive regular disability or Social Security benefits. Some lenders or lending partners may require a pay stub or other form of income verification.
- Bank Account - Most loans require a valid checking account, as once a loan is approved for you through PersonalLoans.com, your lender or lending partner will deposit your funds directly into said account.
- Credit Type - You do not necessarily need to have a good or excellent credit record to qualify for a personal loan. However, most loans do require that customers demonstrate a pattern of responsibility. To be eligible for a personal loan product, typically an individual must not have any accounts more than 60 days late; must not have active or recent bankruptcies; must not exhibit a pattern of late payments; must not have any debt that cannot be covered by current income; and must not have any recently charged-off accounts.
Keywords : Personal Loans, Debt Consolidation, Auto Loans