Founded in 2007, Credit Karma provides "truly" free credit scores to consumers with no sneaky trial subscriptions or up sells. The service is 100% free with no credit card required or even asked for.
How does Credit Karma helps you?
The first thing Credit Karma does is give you free access to your credit scores, reports and monitoring. Once you know where you stand, Credit Karma helps you figure out your next move. Maybe you need to dispute an error on your credit report. Credit Karma could help with that. Maybe you're paying too much in interest. Credit Karma could help with that too. Credit Karma wants you to feel good about your options and make informed financial decisions.
Products :
- Free Credit Report
- Free Credit Monitoring
- Free Credit Score
Advantages :
- 100% free with no credit card required
How it works?
- You get your scores and reports : You get access to your credit scores and reports from TransUnion and Equifax, with weekly updates.
- Credit Karma makes recommendations : Credit Karma uses data to analyze your credit profile and make product recommendations that could help you save money.
- Credit Karma gets paid by the bank or lender : If you get a product through one of the recommendations, the bank or lender pays Credit Karma.
